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Olysigns Customer Internet Privacy Statement

Olysigns respects your privacy and is committed to protecting it at all times. This Internet Privacy Statement explains how we collect, use, and safeguard information on this Web site.

Click here to learn:

  • What information we collect on this site.
  • How we use the information we collect.
  • How we use "cookies" and other tools to track site
    and advertising banner activity.

  How We Safeguard Information

Many areas of the site require the use of a User ID and Password as an additional security measure that helps protect your confidential information. This allows us to verify who you are, thereby allowing you access to your account information, and preventing unauthorized access.

When you have finished using a secure area of our Online Services, make sure you always click on the red "Exit Secure Area" or "Log Out" link which appears on the left-hand side of every secure page. When you click on it, you will be given the option to end your secure session. No further secure transactions can be conducted without re-entering your User ID and Password.

You should be aware that browser software often "caches" a page as you look at it, meaning that some pages are saved in your computer's temporary memory. Therefore, you may find that clicking on your "Back" button shows you a saved version of a previously viewed page. Caching in no way affects the security of your confidential User ID or Password. If you use a computer in a public place to access your account information, simply quit/exit the browser software before leaving to minimize the possibility of anyone else viewing your confidential information.

  Selected Business Partners
In order to bring you the many online products and services offered by Olysigns, we work with carefully selected vendors and business partners. If we have to share any information with these companies in order to provide a product or service to you, we first conduct a careful evaluation of their information and security systems and practices, and require administrative, technical, and physical safeguards to ensure the security and confidentiality of our customer information. At any time, we may audit our partners and vendors to verify the continued security of their systems and practices

Linking to Other Sites

You should be aware that other Internet sites that you link to from the Olysig.com site or an Olysign.com e-mail may contain privacy provisions that differ from the provisions of our Privacy Statement. To ensure your privacy is protected, we recommend that you review the privacy statements of other Internet sites you visit.

  Protecting Your Personal Information

Credit Records

Credit bureaus compile records of individual consumers' credit habits to assist lenders, employers, and other businesses in assessing an applicant's creditworthiness. It is recommended that you obtain a copy of your credit report at least once a year to check for inaccuracies. Checking for inaccuracies will enable you to correct mistakes before you apply for a job, credit card, a loan, or insurance.

 

In the United States, credit records are usually maintained by credit bureaus that generally operate on one of three national reporting systems:

Equifax, Inc.
P.O. Box 740241
Atlanta, GA 30374-0241
800-685-1111
www.equifax.com

 

Experian, Inc. (formerly TRW)
P.O. Box 2002
Allen, TX 75013
888-397-3742
www.experian.com

 

Trans Union LLC
P.O. Box 1000
Chester, PA 19022
800-888-4213
www.transunion.com

 

Contact these bureaus for a copy of your credit report. Some bureaus charge a small fee for a copy of your report. The law requires that if you have been denied credit within the last 60 days, the bureau that supplied the report to the creditor must provide the report to you free of charge.

If you find inaccuracies or information that you want to clarify, contact the credit bureau and explain the error(s). The bureau is required to re-verify the information within 30 days or remove it from your file. If there is negative information that must remain in your file, you may provide the bureau with a brief explanation (100 words) that will be kept in your file. Negative information is generally kept for seven years; bankruptcy information for 10.

Direct Mail, Telemarketing, and E-mail Offers

Many companies use direct mail, telemarketing, and e-mail to reach consumers. If you do not wish to be solicited, there are some steps you can take to reduce the number of solicitations you receive:
  • Write to the companies that are contacting you and ask to be removed from their lists.
  • Watch for special billing inserts provided by some companies that let you exclude your name from their lists.
  • Say "no" to telemarketers who want more information than you feel is necessary and to those who refuse to send follow-up explanatory materials. Under the Telephone Consumer Protection Act (a U.S. federal law), a telemarketer who calls you cannot continue this practice after you have requested that the calls stop.
  • Many states have their own laws and regulations governing telemarketing, and maintain "do not call" lists that you can sign up for. Check to see if your state has a "do not call" Web site.
  • Send an e-mail reply to the e-mails offers from companies or organizations you do not wish to hear from, and request to be removed from future e-mail marketing lists. Or, follow the opt-out instructions that the sender may provide in the e-mail offer.
  • Look for a privacy statement or policy on Web sites you visit. The statement should explain what information is collected, how it is used and safeguarded, and how to set your e-mail marketing preferences.
  • The Direct Marketing Association (DMA) maintains lists of consumers who do not wish to receive marketing offers by mail, e-mail, or phone. Registering for the DMA's Mail Preference Service, E-mail Preference Service, or Telephone Preference Service will help reduce the volume of offers you receive. The DMA can be reached:

Online at: http://www.dmaconsumers.org/consumerassistance.html

By mail:
DMA Mail Preference Service
P.O. Box 643
Carmel, NY 10512
or
DMA Telephone Preference Service
P.O. Box 1559
Carmel, NY 10512

Internet Registration
www.dmaconsumers.org
Please note that the DMA charges consumers $5.00 to register online for these services.

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When paying with a major credit or charge card:

  • Do not provide your telephone number for identification when using a major credit or charge card. However, a merchant that has no electronic or telephone connection with the card company to verify your account at the time of purchase may still ask for a telephone number.
  • Do not write your telephone number on credit or charge card purchase slips.

When paying by check:

  • Do not put your Social Security number on your check.
  • Do not allow your credit or charge card account number to be written on your personal check. A number of states forbid merchants to record credit or charge card account numbers on personal checks. Merchants are permitted to simply note whether you have a major credit or charge card as an indicator of your creditworthiness. Exceptions include emergency check cashing, where you have pre-approved the use of your card to guarantee your check. Be forewarned, however, that merchants may refuse to accept your check if you refuse to allow them to record your card number.

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If you need further guidance, you may wish to consult the consumer affairs office of the company involved, the U.S. Better Business Bureau, or your local or state consumer protection agency.

 



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